Our Company
A Reading Room for Financial Thinking
Mirenza was established to offer adults in Singapore a calm, structured place to read and discuss personal finance — without pressure, products, or outcome promises.
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Where Mirenza Came From
Mirenza began in 2019 when a small group of educators and adult learning practitioners noticed something that had largely gone unaddressed: many adults in their forties and fifties felt genuinely uncertain when reading everyday financial documents — not because they lacked intelligence, but because the vocabulary had never been properly introduced to them.
The founding team had worked in continuing education for over a decade and had seen how much difference a structured reading programme could make — not a course telling people what to do, but a series of sessions helping people understand what they were already looking at.
The first workshop ran in late 2019 with eight participants at a rented space in the central business district. The format was simple: a reading chapter sent in advance, a small group meeting to discuss it, and a printed binder to take home. That format has remained unchanged because it works.
Mirenza moved to its current premises at Cross Street Exchange in 2021. The space was chosen deliberately — accessible, quiet, and suited to a reading-room atmosphere rather than a seminar hall.
Today, Mirenza offers three distinct programmes, each designed around a different aspect of household financial literacy. Cohorts remain small by design — between six and twelve participants — because the quality of discussion depends on everyone having room to contribute.
The organisation holds no financial advisory licence and offers none. Every programme is educational in scope: reading, discussion, and personal reflection, with no products, no outcome promises, and no pressure.
What We Stand For
Mission and Values
Education, Not Advice
Our mission is to offer structured reading and discussion on personal finance topics — nothing more. We are educators, not advisers. The distinction matters and we hold it carefully in every session.
Respect for the Reader
Adults aged 40 and above are not beginners in life — they come with experience, questions, and a preference for being spoken to as equals. Mirenza's programmes are designed around that starting point.
Transparency in All Things
Pricing is displayed clearly. Programme scope is stated plainly. What is included in the fee is set out before enrolment. We do not upsell, and we do not follow up with product recommendations after a workshop ends.
The People
Those Who Facilitate
Christine Lim
Lead Facilitator
Christine spent fourteen years in adult continuing education before co-founding Mirenza. She facilitates the six-week reading series and shapes the curriculum for each new intake.
Rajesh Nair
Workshop Facilitator
Rajesh brings a background in organisational learning and group facilitation. He leads the Mid-Career Reset weekend workshops and oversees the household ledger material development.
Serene Wong
Programme Coordinator
Serene manages enrolments, cohort scheduling, and all printed materials. She is the first point of contact for enquiries and handles the Family Money Meetings programme logistics.
Standards
How We Hold Ourselves Accountable
Educational Scope Adherence
Every session is reviewed against a clear scope document before delivery. Facilitators do not deviate into advisory territory — if a participant asks for a recommendation, the session protocol is to redirect to appropriate licensed professionals.
Participant Privacy
Enrolment data is held securely and used only for session management. Participant information is not shared with third parties. Discussion content remains within the cohort — facilitators do not report back on individual contributions.
Material Accuracy Review
Reading chapters and glossary cards are reviewed annually against current Singapore financial terminology. Factual accuracy in the reading material is checked by an independent reviewer before each series re-run.
Cohort Size Limits
Maximum cohort sizes are observed without exception. When a cohort fills, a waiting list is opened rather than expanding numbers. The quality of small-group discussion is not compromised for throughput.
Post-Programme Feedback
Every cohort completes an anonymous feedback form at the final session. Responses are reviewed by the lead facilitator and used to refine materials and delivery. Persistent issues are addressed before the next intake.
No Commission or Referral Arrangements
Mirenza does not hold any commission or referral arrangement with financial institutions, insurers, or product distributors. Facilitators receive no benefit from participants acting on what they have read or discussed.
Our Expertise
Adult Financial Literacy in Singapore
Financial literacy for adults aged 40 and above is a distinct field from general financial education. The questions that surface in this cohort are different — they tend to relate to consolidation rather than accumulation, to household documentation rather than market movement, and to family conversation rather than individual portfolio decisions.
Mirenza's programmes are built around these concerns. The Personal Finance Vocabulary Reading Series works through the language found in household documents — statements, summaries, policy schedules — that many adults encounter regularly but have never had properly explained to them. Understanding what a document says is different from knowing what to do about it, and Mirenza focuses only on the former.
The Mid-Career Reset Reading Workshop addresses a specific transitional moment — the point at which an adult in their forties or early fifties faces a meaningful shift in household income or working arrangements and wants to look at the household ledger with fresh understanding. The workshop is workbook-based and discussion-led; it is not a planning session.
The Family Money Meetings workshop addresses something that goes undiscussed in most financial literacy contexts: the practicalities of conducting money conversations within a family across generations. How do you set an agenda? How do you manage different levels of familiarity with financial documents? How do you follow up? These are the questions the programme works through.
Mirenza holds no financial advisory licence and offers no regulated services. Programmes are educational in nature and are appropriate for adults seeking to build understanding rather than receive direction. This distinction is maintained without exception.
Enquire
Find Out Which Programme Suits You
Write to us with a question or a preference for programme dates and we will respond within two working days.
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